Top 5 Life Insurance For Housewife New List (2021)

Life Insurance For Housewife: At the present day in the world, women have risen as competitive equal shareholders in all arena of life and become a partner in economical activities. a working woman has both responsibilities of professional and family life. in such a situation, a health issue creates many problems. then as a woman, you should have insured for your secure future.

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In the same way as a housewife also you should be insured your life. because a housewife is the backbone of the family. so at the present time as a housewife, you should be insured.
but if you confused to choose the right plan for a housewife or spouse then don’t worry, here is the list of the Top 5 Life Insurance For Housewife. you can pick one of them as per your specific requirement

Life Insurance For Housewife

1. Bajaj Allianz iSecure Insurance Plan

Bajaj Allianz iSecure Insurance Company meets its customer’s need by providing coverage of certain vital events in a woman’s life like giving birth to a baby or the unprecedented death of a housewife and 11 diseases which include cancer, heart attack, kidney failure, etc. Started in the year 2001 this life insurance company of Housewife, presents a one-stop resolution to their woman clients and helps them in achieving their financial goals.

Established2001
HeadquartersPune
Parent organizationsBajaj Finserv Limited (ownership of Bajaj Group, India) and Allianz SE (European financial services company)
Name of the Chairman / CEO & MDMr. Tarun Chugh
Claim Settlement Ratio95.01%
Solvency Ratio7.73%
Corporate Office AddressBajaj Allianz House, Airport Road,
Yerawada, Pune – 411 006
Bajaj Allianz iSecure Insurance Plan

That is why Bajaj Allianz iSecure housewife Insurance comes in the top 01 positions in our list of Life Insurance For Housewife.

2. SBI Life Smart Humsafar

SBI Life Smart Humsafar is a housewife life insurance and general insurance provider company. Woman can choose from the wide range of policies offered by SBI Life Smart Humsafar housewife insurance company ranging from investment plans to traditional plan or life insurance plan. This well-known housewife insurance company was established in year 2005.

Established2001
HeadquartersMumbai
Parent organizationsState Bank of India, one of the leading banks of India, and BNP Paribas Cardif, international banking and finance company of Paris
Name of the Chairman / CEO & MDMr. Sanjeev Nautiyal
Claim Settlement Ratio95.03%
Solvency Ratio2.17%
Corporate Office Address“Natraj”, M.V. Road & Western Express Highway Junction,
Andheri (East), Mumbai 400069

For this reason, SBI Life Smart Humsafar housewife Insurance comes in the top 02 positions in our list of Life Insurance For Housewife.

Life Insurance For Housewife

3. Aegon Religare iSpouse

Aegon Religare iSpouse provides diagnosis to housewives of any of the specified 11 diseases which include kidney failure, heart attack, cancer. this is a well-known joint term life insurance plan that covers both husband and wife in this ispouse plan that why on the death of one partner, the lump sum amount is directly given to the other partner. Aegon Religare iSpouse Housewife insurance company Formed in 2008.

Established2008
HeadquartersMumbai
Parent organizationsDutch Aegon N.V., a multinational insurance company and The Times Group (Bennett, Coleman & Co. Ltd), India’s one of the largest media associations
Name of the Chairman / CEO & MDMr. Vineet Arora
Claim Settlement Ratio96.45%
Solvency Ratio2.17%
Corporate Office AddressBuilding No. 3, Third Floor, Unit No. 1, Nesco IT Park,
Western Express Highway, Goregaon (East), Pincode – 400063
Aegon Religare iSpouse

For that reason, Aegon Religare iSpouse housewife Insurance comes in the top 03 positions in our list of Life Insurance For Housewife.

4. PNB MetLife’s Mera Term Plan

PNB MetLife’s Mera Term Plan provides financial coverage to the family especially housewives. This is a traditional joint-life endowment insurance plan which is best suited for married couples Started its operation in the year 2001 with over 1800+ corporate policyholder in India and is spread over 150 different locations in the country. You can get tax deductions under section 80C and 10D of the Income Tax Act.

Established2001
HeadquartersMumbai
Parent organizationsPunjab National Bank Limited, Jammu and Kashmir Bank Limited, M.Pallonji and Company Private Limited
Name of the Chairman / CEO & MDMr. Ashish Kumar Srivastava
Claim Settlement Ratio96.21%
Solvency Ratio2.0%
Corporate Office AddressUnit No. 101, 1st Floor, Techniplex-1, Techniplex Complex,
Veer Savarkar Flyover, Off S V Road Goregaon (West), Maharashtra- 400062
PNB MetLife’s Mera Term Plan

That is why PNB MetLife’s Mera Term housewife Insurance comes in the top 04 positions in our list of Life Insurance For Housewife.

Life Insurance For Housewife

5. HDFC Life Smart Woman ULIP

HDFC Life Smart Woman ULIP covers many women-specific illnesses which are covered in the HDFC life smart woman policy. The company has currently 27 retail and 8 group products in its portfolio and it was established in 2000. To achieve the different life stage requirements of a housewife, HDFC Life Smart Woman ULIP Life Insurance provides an array of services that enables the spouse to achieve their goals.

Established2000
HeadquartersMumbai
Parent organizationsHDFC Ltd. (India’s biggest finance association) and Standard Life (a multinational investment company)
Name of the Chairman / CEO & MDMs. Vibha Padalkar
Claim Settlement Ratio99.09%
Solvency Ratio1.92%
Corporate Office Address13th Floor, Lodha Excelus, Apollo Mills Compound, N.M. Joshi Road,
Mahalaxmi, Mumbai 400 011, Maharashtra
HDFC Life Smart Woman ULIP

That is the reason HDFC Life Smart Woman ULIP housewife Insurance comes in the top 05 positions in our list of Life Insurance For Housewife.

Conclusion

So at the present time insurance is not only for a woman it also necessary for housewives and spouses. because they protect your family from any internal issue. you can find the Top 5 Life Insurance For Housewife. where you can easily find which plan is best for you.