12 Best Auto Insurance Companies in the USA
Auto Insurance companies are key players in the American economy, covering the risks and covering the costs of accidents.
Present throughout the country and abroad, American insurance companies are involved in health and life insurance, property and casualty insurance, commercial insurance, and reinsurance.
It is not necessary that the best auto insurance company will be the affordable one. There are nearly 5000 insurance companies in the USA but choosing the best one can be a challenging task
We hope this list of the 12 best auto insurance companies in USA will help you find the information you are looking for.
Nationwide
Nationwide does not only deal with auto insurance but it deals with financial service, personal lines, commercial lines in all the U.S states. Its contribution to the nonprofit organizations since 2000 is $430 million.
It follows a motto that is “On your side” for the purpose of handling insurance claims, premiums, and policies. It also recommends taking annual checkups. it ensures the policyholders understand the declarations and benefits. It also helps to keep the premium steady when any changes come.
Erie Insurance
Erie Insurance operates in 12 states and Washington DC and its policies can vary depending on the location. It offers a standard menu of insurance coverage, along with several add-ons, including accident forgiveness, car rental, travel expense, pet injury coverage, and new car replacement.
Comprehensive auto insurance holders can also enjoy a free glass and lock repair, coverage for loss of personal items, reduction of deductibles, and death benefits.
Amica
Amica has excellent customer service and proves it year after year with its compliance surveys. In fact, the survey company JD Power y Asociados has ranked it the number one in customer service for the past eleven years.
Amica serves all states except Hawaii. Another drawback is its digital services. They have an app, but consumers rate it poorly, according to JD Power and Associates.
Geico
If you are looking for cheap auto insurance, you should consider Geico. Compared to State Farm, Geico offers substantially lower premiums, even for people with bad credit scores, and handles about 6.50% of the US auto insurance market.
Geico’s lower rates also apply to drivers with a history of at-fault accidents and young drivers, making it a great choice for people on a tight budget. It is one of the cheapest auto insurers.
State Farm
According to the National Association of Insurance Commissioners (NAIC), State Farm insures about 9.76% of cars in the United States. Although State Farm policyholders typically pay higher premiums than other car owners, they enjoy the benefits of having a dedicated agent, something that many auto insurance companies no longer provide.
State Farm customers can choose from coverage packages such as emergency road service, travel expense coverage, and car rental coverage. All of them are ideal for those who travel a lot.
Progressive
Currently, Progressive insurance agency is the 3rd largest insurance company in the US. It has multiple resources in its hand. It offers various coverage options to the customers for vehicles, boats, homes,s, and RVs. It is a money-saving plan in which a progressive program uses sensors to track the driving in real-time and it also offers deals that help in safe driving.
The customer rating of progressive insurance companies according to J.D Power ratings is average. It has received a below-average rating for its claims services.
USAA
USAA is different from other auto insurance companies: it only offers its products to the military and their families. If you are a member of the military, you may not find better prices than USAA.
USAA premiums are typically lower than other top auto insurance companies, even for drivers with bad credit or a history of at-fault accidents, as well as for teen and young adult drivers.
Allstate
Allstate offers standard auto coverage choices with some optional add-ons, including accident forgiveness, a safety driving bonus, deductible rewards, new car replacement, and roadside assistance.
Allstate provides up to a 10% discount for users of its Drivewise app. Customers can also pick up new cars, policy bundling, anti-theft device, paperless payment, safe driving, and early signing discounts.
NJM Insurance
NJM Insurance provides all the standard auto insurance coverages, including liability, and state-required comprehensive and collision coverages. It also offers policies that cover new car replacement, transportation expense reimbursement, and pet injury.
The insurer gives clients a bevy of discounts, including those for multiple policies, multiple vehicles, full premium payment, vehicle safety features, and student and driver training.
Liberty Mutual
Liberty Mutual provides every kind of insurance policies so you can purchase any kind of policy through this company. Purchasing policy from this company is very easy which also provides different policy bundles.
It provides 17 different discounts for car insurance which has been featured on their website. Libert mutual rating fromJ.D Power varies from state to state. You can ask for the customer’s satisfaction rating by calling them.
The Hartford
Auto insurance policies from The Hartford typically include new car replacement, 12-month insurance rate protection, and lifetime car repair insurance. Customers can also choose from several add-ons, including first-accident forgiveness, and reduction and/or waiver of collision deductibles.
There are discounts for bundling policies, vehicles with alternate fuel types, completing driving courses, and installing anti-theft devices.
Auto-Owners Insurance
Auto-Owners provides the usual coverages, along with several add-ons. The additional policies that customers can take out include gap insurance, diminished value coverage, and additional expenses insurance – the latter pays for food, lodging, and other expenses incurred while the insured is stranded.
The insurer also offers a number of discounts, including those for multi-policy, multicar, and online and on-time payments.
Conclusion: Vehicle owners look for the safety of their vehicles so they search for an insurance company that is supportive to customers and the claim process should be easy. Therefore we have shared an article about the 12 Best Auto Insurance Companies in the USA. If you like this article you can share with others. Thank you.